We help the self-employed, professionals and company directors ease the stress and complexity of managing money, set realistic financial goals, and achieve “PEACE OF MIND AND FINANCIAL FREEDOM” through the creation of a bespoke, realistic and comprehensive Financial Plan…..
Financial Planning is very different from financial advice. The Financial Planning journey begins with a Discovery meeting and is all about looking at ways to help you to achieve what you want out of life. Quite simply, “IT’S MUCH MORE ABOUT YOU, NOT YOUR MONEY”…..
For the self-employed business person, professional or proprietary director, planning your retirement aka Financial Freedom can seem like trying to pin a tail on a moving donkey. “BLINDFOLDED AND WITHOUT A DONKEY”. We understand this and are qualified to help…..
If you’re looking for general information and advice, there is any number of people willing to give it to you, but remember it most likely won’t be personal to your particular circumstances and how reliable is the source to begin with?…..
Typically self-employed business people, professionals practices, proprietary directors, private investors and retirees in the West of Ireland, looking for help with the complexities of managing their finances and ways to reduce or eliminate those things that keep them awake at night…..
We are so confident in our offering that, if after agreeing our fee structure you are not entirely satisfied when you receive your Financial Plan, you can tear it up and our fees will be waived entirely. “NOW THAT IS A GUARANTEE WORTH THE PAPER IT’S WRITTEN ON!”…..
Think about it; would you seriously consider seeking or taking advice or guidance for you or your family from a doctor who only offered “SO CALLED FREE ADVICE” and then only got paid if and when you purchased the medication? Would you really consider that to be impartial advice?……
Certified Financial Planner CFP® is the world’s most widely respected Financial Planning designation. Lifestyle Financial Planners are “THE ONLY INDEPENDENT CERTIFIED FINANCIAL PLANNERS IN MAYO” and one of a very small number of such professionals operating in the West of Ireland…..
What Our Clients Say
Paul has been providing a full financial planning service to both myself and to clients of our firm for many years now. We always enjoy working with him as he consistently delivers highly professional, quality advice all the time. His experience and wealth of knowledge is second to none and his personal manner and interactive approach is exactly what we seek in a third party advisor/planner.
Ken Irwin Ken Irwin & Co, Chartered Accountant
We were first introduced to Paul by our accountant over 15 years ago, and throughout that time all of our dealings with him have consistently exceeded our expectations. His ability to absorb information and simplify what previously appeared extremely complicated makes him a unique problem solver. His help and guidance have been of enormous benefit to us in the past, and we are sure will continue to be long into the future. He is always there and we consider him to be a true friend as well as a confidante. We have previously recommended friends and colleagues to Paul and will continue to do so in the future
Dr. John & Lourda McHugh Dental Surgeon, Dental Care Ireland Castlebar
I have known Paul for many years and he is one of the best in the business, and I deal with many in this sector.
He explains technical complexity in simple language that is easily understood by clients.
He works to understand the client and has a great ability to see the entire picture and, in so doing, he comes up with holistic solutions which he then explains clearly and in an understandable way.
I have previously referred clients, friends, family and colleagues to Paul and will happily continue to do so in the future.
Neil Gaynor Neil Gaynor & Company, Chartered Accountants & Business Advisers, Sligo
Paul has been central to the successful management of our overall financial affairs and pension scheme over the past 10 years and his professional advice and guidance in this respect has been invaluable to us. We have always found him to be thoroughly professional and a pleasure to deal with.
We have absolutely no hesitation whatsoever in recommending Paul in any area of Financial Planning, and indeed have done so on many occasions in the past.
Dr. Terence & Margaret McAlinden Tuam & Breaffy Dental
Paul has been advising me on my finances since 2005. He has always shown himself to be both diligent and honest and continuously puts my needs first. Paul is one of my trusted advisers and I always look for his opinion before making any financial decision.
I can without hesitation say that having worked with Paul for many years I am very happy to recommend him as he is highly experienced and knowledgeable and knows his sector extremely well.
Ciaran Bruen Senior Software Engineer, BIS, Zurich
Having dealt with Paul over the past number of years, we have found his approach to our financial planning to be very beneficial. He is always available to give updates on policies & answered all our queries to our satisfaction.
He has on a number of occasions demonstrated a truly expert and skilled knowledge in all areas of finance we were concerned with. We have always found him to be trustworthy, courteous and proactive and would have absolutely no hesitation in recommending him for any financial planning requirements including your retirement, investment or protection needs.
Eamon & Mary Gleeson Gleesons Townhouse & Restaurant, Roscommon
I have worked with Paul since 1998 where I have always received very professional support and advice with regard to personal pension management and various fund transfer options. Paul and his team have always demonstrated a real competency in delivering the most current best industry practices and advice in an ever evolving financial sector. Optimum Pensions Co has grown exponentially over the past decade but never lost sight of their vision to deliver unique individual customer care. I sought support from Paul in 2015 in order to make comparisons between various corporate fund performances and I was hugely impressed with the scale of knowledge and use of analytics tools.
Aidan Mangan, Kenagh, Co. Longford. Lead Process Engineer (Pharmaceutical Sector)
I was first introduced to Paul by my accountant a number of years ago and he has been advising, and helping me choose between the different financial products available, both as part of my overall financial affairs and with my pension requirements. With Paul you get what it says on the tin. He outlines clearly the differences between various products so you can be comfortable with your choices. I have recommended him to other people in the past and would have no hesitation in doing so in the future.
James Brett Brett’s Pharmacy, Tubbercurry, Co. Sligo.